First-Time Homebuyer Resources

Many affordable purchase programs and/or down payment assistance programs REQUIRE a U.S. Housing & Urban Development (HUD) certified homebuyer education certificate. Certificates can be attained from one of the HUD providers listed below.

Note: Such education seminars are different from a HouseKeys’ Program Workshop, which does not provide a certificate of completion and is NOT required for any program eligibility.

HouseKeys encourages households to search the internet for additional HUD Approved homebuyer educators. The education can be completed through a HUD Approved educator that offers the course virtually.

The list below was compiled by HouseKeys’ staff from information off the HUD website and accordingly may contain inaccuracies. All links below will redirect you to a new browser window.

HAYWARD

OAKLAND

  • NACA
    https://www.naca.com
    617-250-6222
    3801-3805 Broadway, Oakland, CA 94611-5635

  • NID Housing Counseling Agency - NID-HCA National
    www.nidhca.com/
    510-268-9792, 888-334-8325 fax

    7677 Oak Port Street, Suite 510, Oakland, CA 94621-1929

FREMONT

CONCORD

  • Eden Council for Hope and Opportunity (ECHO)
    www.echofairhousing.org
    855-275-3246
    1760 Clayton Road, Concord, CA 94520-2700

LIVERMORE

MILPITAS

EAST PALO ALTO

  • Able Works
    650-328-1890
    angela@able.is
    1836 Bay Road, Suite B, East Palo Alto, CA 94303-1311

Click on any of the Municipality Links below to go directly to the Program Website. Some sites are restricted as they are still under construction.